As previously stated, VT consists of all the public companies in the world, over 8,000. When anyone looks into purchasing stocks or investing, people sometimes overlook index funds and lean towards heavy-hitting, high-risk, high-rewards individual stock picking. VT comprises 55.18% American companies, 7.79% Japanese, and 5.00% British. Vanguard offers many different types of investment opportunities, so if you aren’t in love with its ETF options, maybe admiral shares are more your speed! これから投資を始める際に、期待リターンがとても高い米国株に集中するのか、世界中に分散投資できる全世界株に投資するか悩んでるは多いハズです。, ということで、今回は2019年9月に楽天投信投資顧問から発表された最新の実質コストを使用して楽天・全米株式インデックス・ファンド（以下楽天VTI）と楽天・全世界株式インデックス・ファンド（以下楽天VT）の利回りシミュレーションを行い両者を比較してみました。, ご存知の通り、過去実績では楽天VTI（全米株式）の圧勝なのですが、それでも楽天VT（全世界株式）に投資する理由について検証したいと思います。, 先に結論だけ言いますと、過去の実績は圧倒的に楽天VTI（全米株式）なので楽天VT（全世界株式）に投資するかどうかの判断基準は、将来米国が衰退しているか否かという一点です。, なんてあなたも思っているでしょうが、たった30年前は米国株は世界トップじゃなかったんです。, 楽天VTI（全米株式）は小型株を含む米国株全域が対象で約3,500銘柄、楽天VT（全世界株式）は世界全域が対象で約8,000銘柄です。, 2019年9月に楽天投信投資顧問から発表された最新の実質コストを反映させています。, 2018年は楽天VTI（全米株式）の実質コストが0.311%、楽天VT（全世界株式）も0.502%と高めの数値だったため、低コストが売りのeMAXIS Slimシリーズに話題が集まっていましたが、この度の発表で実質コストは大きく下がりました。, なので楽天VTIと楽天VT（全世界株式）、両者のリターンにどれくらい差があるのかシミュレーションしてみました。, なぜ11年3ヵ月のように中途半端な期間なのかというと、リーマンショック開始前からのリターンを検証したかったからです。, 楽天VTI（全米株式）の平均利回りはリーマンショック前から毎月1万円積み立てると9.7％と圧倒的です。, これは1万円の試算なので、5万円積み立てると5倍になります。 VT’s expenses ratio is .08%, and VTI’s expense ratio is .03%. It just so happens, that currently USA represents roughly 52% of the FTSE Global All Cap index, which is the index that VT follows. No, VTI and VT are not the same. Select an international exposure that suits your desired asset allocation. And these two are both good options to look into. VTSAX vs. VTI: They’re Identical Investments Otherwise As far as asset classes and equities are concerned both VTI and VTSAX allow investors to put their money into the same stocks. While a mutual fund is managed by people, index funds are what some call lazy portfolios. VTI consist only of American public companies, over 3,500. As of May 21, 2020, the ending price of one VT share is $70.59 and the ending price of one VTI share is $148.74. Their expense ratios – the percentage of a fund’s assets that go specifically towards administrative purposes – are low, as index funds typically are, but different. Your email address will not be published. If you don’t want to watch an index fund accrue value over a long amount of time, then there’s no point to invest in one. Samantha uses her BS in Finance and MBA to help others get control of their finances through budgeting, saving, investing, side hustles, and travel hacking. When the market is extremely volatile, it might mean a lower share price and a higher return down the line. It holds stock in all of the companies on the market, which is around 3,513. While those can be a great way to make large amounts of money over time for your portfolio, it might be a better idea to invest some money in funds that are lower risk with potentially decent rewards down the line. Do you have a favorite ETF? There’s really no bad option to have a diversified stock market portfolio. みなさん、ITバブル崩壊という恐ろしい暴落があったことを知っていますか？ 楽天VTI（全米株式）は2.3倍、楽天VT（全世界株式）は1.5倍も伸びています。, 分かっていはいましたが、やはり過去実績でみると楽天VTI（全米株式）のリターンは凄まじいですね。, こちらは歴史的大暴落と言われたリーマンショックが発生した時の全米株式と全世界株式の下落率を比べたものです。, 2009年2月にリーマン・ショックの底値を迎えますが、全米株式VTI（全米株式）より全世界株式VT（全世界株式）の方が下落率は大きいんです。, 2020年2月に発生したコロナショックでも、新興国株が若干下落率が低いですが、どれも似たり寄ったり。 Get your dose of the FIRE Movement every week where we’ll send you an email with the best money tips and tools needed to help you reach financial freedom. How To FIRE LLC is a participant in the Amazon Services LLC program, an affiliate advertising program designed to provide means for sites to earn advertising fees by advertising and linking to Amazon.com. Re: How to decide VT vs VTI? Your email address will not be published. We’ll help you discover the freedom and flexibility you crave through the FIRE Movement. However keep in mind these have different investment strategy plans. Are you tired of not knowing where all of your money is going? They are not managed by anyone and are automated to match lists like the S&P 500. However, if an international company gets extremely large, having VT may see big gains off of it. ざっくり見ると25%前後の下落となっています。, これを見ると株式はどんなに世界分散しても、暴落対策にならないことがよく分かりますね。, 全世界に分散投資しているのに同じだけ暴落するということは、全世界への分散投資は暴落時のリスクヘッジとなっていないことを表しています。, 暴落時のリスクヘッジをとるならば、債券や金、現金など、株式以外の投資先に分散しないと意味がないんです。, 暴落時は同じだけ下落し、株価が伸びても米国株に勝てない。 That means, for beginners, that you can exchange, purchase and sell these stocks on the market much like a stock. That also means that a single company will affect the total fund much less than one in a VTI. Audible worth it seem less attractive than VTI, the price of a share is practically half diversify, total..., compare ETF Facts, Performance, portfolio, Factors, and Vanguard says its. Receive 7.12 % and VTI would be worth $ 20,355 and VTI ETFs! 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